![]() ![]() Millions are jumping on the debt freedom bandwagon and here are a few steps to guide your way. Put on your blinders, satisfy our needs but ignore your wants. So learn a lesson from your grandparents – be disciplined to reach your debt freedom goal. Many today have confused their wants and needs which has driven them to buy unnecessarily which in turn slid them deeper into debt. They saved and bought after they had money. They were disciplined and knew the difference between their wants and needs. They were not subjected, as you are, to the constant barrage of advertisement at every turn of this modern technological world. This is not the same world of your grandparents where credit was difficult to obtain and the equity line of credit unknown. We have been encouraged to buy now and pay later. Everyone has debt, right? Over the last several decades we have been lulled into believing that debt is a necessary part of life. It's what makes the financial world turn. Dinner at a restaurant will taste so much better knowing you are well on your way to being debt free. It's a smart calculator.Īfter you decide on your debt payment plan, remember to reward yourself a little with each credit card or loan you eliminate. ![]() No need to enter dollar signs, commas or percent symbols. The calculator will populate the three lower spaces to show your monthly payment, number of months needed to pay off the debt, and the interest you are spending to have this debt. ![]() Simply enter your loan amount and interest rate and choose the date you would like to see the debt eliminated. To see how much interest you are wasting on loans and credit cards use the calculator above. ![]()
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